These Terms of Service ("Terms") govern your access to and use of the website at medconsultingsolution.com (the "Site"), operated by Med Consulting Solutions LLC, doing business as MCS Advisory ("MCS," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Informational purpose only; not professional advice

The content on this Site, including articles, guides, benchmarks, financial figures, valuation methodologies, market commentary, and any research or performance information, is provided for general informational purposes only. It does not constitute financial, investment, legal, tax, accounting, medical, or other professional advice, and should not be relied upon as such. You should not act or refrain from acting on the basis of any content on this Site without seeking appropriate professional advice specific to your situation.

2. No investment advice or recommendation

Any references to securities, ETFs, valuations, price targets, or market performance anywhere on this Site, including any portfolio or tracker content, are illustrative and for informational purposes only. They are not a recommendation, offer, or solicitation to buy or sell any security or to pursue any investment strategy. MCS Advisory does not provide personalized investment advice through this Site and does not manage individual investor portfolios through it. Past performance is not indicative of future results. Any figures are illustrative and subject to change without notice.

3. No professional or client relationship

Your use of the Site, including submitting a form, requesting a benchmark, or contacting us, does not create an advisory, fiduciary, attorney-client, or other professional relationship between you and MCS Advisory. A professional relationship is formed only through a signed, written engagement agreement. Until such an agreement is in place, no duty of care, confidentiality obligation, or professional responsibility arises from your use of the Site.

4. No guarantees

We make no representations or warranties about the accuracy, completeness, timeliness, or suitability of any content on the Site. Benchmarks, estimates, and illustrative figures are provided in good faith but are not guarantees of any outcome, result, or dollar figure. Healthcare regulations, tax rules, reimbursement rates, and market conditions change frequently, and content may not reflect the most current developments.

5. Intellectual property

All content on the Site, including text, graphics, logos, the MCS Advisory and CatalystIQ names and marks, methodologies, and the compilation of all materials, is owned by or licensed to Med Consulting Solutions LLC and is protected by intellectual property laws. You may view and share links to the Site, but you may not copy, reproduce, republish, or redistribute our content for commercial purposes without our prior written permission.

6. Acceptable use

You agree to use the Site only for lawful purposes. You will not attempt to gain unauthorized access to the Site or its systems, interfere with its operation, scrape or harvest data through automated means, transmit malicious code, or use the Site in any way that could damage, disable, or impair it or interfere with any other party's use.

7. Third-party links and services

The Site may contain links to third-party websites and services, including CatalystIQ, LinkedIn, and scheduling tools. These are provided for convenience only. We do not control and are not responsible for the content, policies, or practices of any third-party site or service, and a link does not imply our endorsement.

8. Limitation of liability

To the fullest extent permitted by law, MCS Advisory and Med Consulting Solutions LLC, and their members, officers, and personnel, will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits, revenue, data, or business, arising out of or related to your use of, or inability to use, the Site or any content on it, even if we have been advised of the possibility of such damages. Our total liability for any claim arising from your use of the Site will not exceed one hundred dollars ($100).

9. Disclaimer of warranties

The Site and all content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.

10. Indemnification

You agree to indemnify and hold harmless MCS Advisory and Med Consulting Solutions LLC from any claims, damages, liabilities, and expenses, including reasonable attorneys' fees, arising out of your misuse of the Site or your violation of these Terms.

11. Governing law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the state and federal courts located in Florida.

12. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the effective date shown above. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

13. Contact

Questions about these Terms may be directed to:

Med Consulting Solutions LLC (dba MCS Advisory)
Tampa, Florida
Email: kays@medconsultingsolution.com

These Terms are provided as a general framework and do not constitute legal advice. They should be reviewed by qualified counsel before reliance.